Relationship Officer SME at a Microfinance bank

Job Description

  • Market loan products and process loan applications for SME Customers.
  • Drive liabilities from bank customers.
  • Interview loan applicants to determine financial eligibility and feasibility of repayment of loans.
  • Determine all applicable ratios and metrics and set up loan payment plans.
  • Conducting loan analysis by visiting the business and household of clients .
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures.
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units.
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high quality standards of the bank’s credit portfolio.
  • Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

  • Minimum of B.Sc or its equivalent in Marketing or related field.
  • Minimum of 3 yearscognate experience from a reputable Microfinance Bank.
  • Good knowledge of Lagos markets.
  • Ability to disburse SME Loans in large volumes without default.

Method of Application

Interested and qualified candidates should apply using the Apply Now button below.


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